IMG_4316.jpg

FINANCING

Spacer-Sml.png

Where to start with financing

A very important place to start any project is with FINANCING. Do you need a construction loan? Do you need a Mortgage? How is your Credit Score and your work history? Do you have the  Down Payment Required to purchase a new home? What is the actual budget you qualify for? ALL these questions need to be answered before you can make an offer on a home or start designs on a new custom home.

Couple calculating financial savings on
Toni.jpg

Heinz Built Homes, LLC, has been working with Toni Smith Consulting for many years. Toni was a member of DL Evans Bank for the past 17 years and retiring as a Vice President and Branch Manager for DL Evans in Meridian Idaho. She handled the construction loans department there as well. With her 40+ years’ experience in the world of banking she can ask the questions for you to get the answers you need. Toni works to fit our clients with the Branches and personnel that best fits their needs. This is a people driven aspect of each project. You want to know that there is someone you can trust working directly with you to determine the best loans for your family. Every client is different and there are many options available that some lenders do not go far enough to uncover for you.

Toni has been a part of over 50 transactions to date with us working hand in hand with Heinz Built Homes LLC and their clients. There are no separate fees for the client to have Toni looking out for you and your family. She is working for DL Evans Bank as the liaison merging you with the Bank and Heinz Built Homes LLC. We are currently working with several different DL Evans Bank branches to find the best fit for each client.

Toni is available at (208) 866-6181. Give her a call with no obligation to you or Heinz Built Homes and start a conversation to answer all your financing options questions.